1. What is the financing amount and profit rate? /Apakah jumlah pembiayaan dan kadar keuntungan?

Financing Amount (RM) / Amaun Pembiayaan (RM)	Profit Rate / Kadar Keuntungan	Financing Tenure/ Tempoh Pembiayaan	Selling Price/ Harga Jualan
RM500 - RM10,000	1.5% per month/ sebulan	3 Months to 24 Months/ 3 Bulan hingga 24 Bulan	Financing Amount + Total Profit/ Jumlah Pembiayaan + Jumlah Keuntungan

2. Installment Table / Jadual Ansuran

Finance Amount/ Amaun Pembiayaan (RM)	Profit Rate / Kadar Keuntungan 1.5% per month /Sebulan (RM500 - RM10,000)
	Installment Period (months) / Tempoh Ansuran (bulan)
	3	6	12	18	24
RM500	RM174.17	RM90.83	-	-	-
RM1,000	RM348.33	RM181.67	RM98.33	-	-
RM2,000	-	RM363.33	RM196.67	RM141.11	-
RM3,000	-	RM545	RM295	RM211.67	RM170
RM4,000	-	-	RM393.33	RM282.22	RM226.67
RM5,000	-	-	RM491.67	RM352.78	RM283.33
RM10,000	-	-	-	-	RM566.67

3. How to calculate the monthly installment? / Macam mana ansuran bulanan dikira?

A = P + (P X M X R)

M

A = Monthly Installment Amount/ Jumlah Ansuran Bulanan

P = Financing Amount / Jumlah Pembiayaan

M= Financing Tenure (in months)/Tempoh Pembiayaan (dalam bulan)

R= Profit Rate per month (1.5%) / Kadar Keuntungan Sebulan (1.5%)

Example/ Contoh:

Financing Amount/ Jumlah Pembiayaan: RM3000

Installment Period (Months) / Tempoh Ansuran (Bulan): 12 Months / Bulan

Profit Rate per month (1.5%)

A = RM3000 + (RM3000 X 12 X 1.5%)

12

= RM3000 + (RM540)

12

= RM3540

12

Monthly Installment Amount/ Jumlah Ansuran Bulanan =RM295

4. What other charges do I have to pay? / Apakah caj-caj lain yang perlu saya bayar?

Type of Fee / Jenis Yuran	Details of Fee / Butiran Yuran
Processing Fee / Yuran Pemprosesan	RM60 - RM 400 Maximum fee is RM400 / Yuran maksimum adalah RM400
Stamp Duty / Duti Setem	Included in processing fee/ Termasuk dalam yuran pemprosesan
Wakalah Fee / Yuran Wakalah	Included in processing fee/ Termasuk dalam yuran pemprosesan